Roof Inspector Requires New Roof Fha

To be specific the following has been taken from the hud handbook 4000 1 regarding the fha rules for the roof.

Roof inspector requires new roof fha.

If the inspection reveals the need for roof repairs and the roof already has three or more layers of roofing the fha requires a new roof. What is an fha inspection and appraisal. For these reasons homeowners sooner or later ask themselves do i need a new roof or how much does a new roof cost to appraise the quality of your roof follow this inspection checklist. The certaineed roof requires a longer nail because of the thickness of the roof.

If it is determined that the roof has a remaining life of less than two years then it would be the responsibility of the appraiser to call for repair or the construction of a new roof. Department of housing and urban development hud requires this plus an inspection of the home s condition in order to pass inspection the home must meet minimum safety. This of course is a judgment call that the appraiser is required to make. Its maindated that this type of roof requires long nails.

Typically a mortgage lender requires an appraisal of the true value of the home to be purchased. If you re using a federal housing administration fha loan ask your lender if you can switch to the 203k program which rolls the cost of repairs into the mortgage. This is to make sure the home is worth the selling price. Using a pair of binoculars or standing on a ladder at roof level look at the overall appearance of your roof.

He confirmed that the roof was nailed with nails that were too short. For an fha loan the u s. According to the fha website they have clearly stated that the roof should be able to last for a minimum of two years. If the roof has less than two years remaining life then the appraiser must call for re roofing or repair.

The appraiser must clearly state whether the subject is to be repaired or re roofed. Water heaters the water heater must meet local building. But that s not all the fha also requires a minimum amount of durability.